Welcome to Carlo

Three short tours of the screens you’ll use most — and the one habit everything else is built on.

Carlo is built around one habit: when you spend something, record it. Not budgeting harder, not cutting things out — just seeing where your money actually goes. Everything else in Carlo sits on top of that.

There are three screens you’ll use most. Your Journal is where every transaction lands, one card per day, along with the photos and notes you add. Your Budget is where your coins live, each one showing what you can still spend today. Bills keeps track of the things that repeat, so you don’t have to remember them yourself.

You don’t have to get everything right. Record what you spend for a few weeks and pay attention. Awareness comes first; the rest of Carlo builds from there.

Record your transactions for 30 days and just pay attention.

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