Understand your daily allowance
What your daily allowance means, and how the bar at the top of the peek card shows the whole picture at once.
Every category gives you a daily allowance — what you can spend today and still make it through the month. It's a moving target: the month's budget spread evenly across the days, minus what you've already spent. On the 15th, Carlo expects you've used roughly half.
A coin with an amber ring and the word over is past its allowance for today. That's a soft flag, not a failure — you got ahead of yourself but haven't hit the monthly limit. Ease off for a few days and it catches back up. Over budget is the harder one: you've already passed the limit for that category this month.
At the top of the peek card on the Budget screen is a single bar showing your total spending against your total budget, with a tick marking where you should be today. It can read under overall even when individual coins are over — one category running high is often absorbed by underspending in others. So the coins tell you which categories to watch, and the bar tells you whether it matters yet.
Annual categories work the same way, just slower: their allowance fills up a little every day across the whole year, so a big one-off like Travel or Electronics has the rest of the year to absorb it.
Your daily allowance resets at the start of each month. The bar covers your everyday spending — bills have their own screen and their own peek.