What is CoCarlo?

## What it is Most of Carlo is yours alone. CoCarlo is the part you can share with the people you actually share money with, a partner, a spouse, a parent, a child. Usually that means the two of you, but a space is not limited to two: a larger household can add more, up to 8 members. A shared space is a second space everyone in it belongs to, with its own budget, transactions, journal and photos. When anyone logs something it lands there labeled with their name and color, so you can always tell who bought the groceries and who paid the rent. The journal works the same way, with everyone seeing everyone's notes and photos on a given day, each block showing whose it is, though only the person who added a photo can edit or remove it. It is built for a household that genuinely shares money, not as a group-budgeting or team tool.

## It stays separate from your personal Carlo Your Personal space and any shared space stay entirely separate, and that separation is the whole point. Nothing you log personally ever shows up in a shared space, and nothing shared shows up in your personal budget. Opening a shared space does not expose your personal data to anyone, and coming back to Personal finds it exactly as you left it. Whichever space you are in is where new entries go, and a small Shared space tag appears under your email so you always know which one you are acting in.

## Switching between spaces You move between spaces inside the app, with no signing out. Open the More menu from the tray and tap CoCarlo. Under Your spaces you will see Personal and every space you belong to, with the one you are in marked Current and the others offering Enter. Tap Enter and Carlo drops you into that space's budget and journal. Tapping the Shared space tag under your email is a shortcut to the same list. A locked space shows Recover on this device instead of Enter, which is covered in Recover a locked shared space.

## Starting a space Open the More menu, tap CoCarlo, then Create a shared space. Name it, then pick your own name and color for it. Those two are how every entry you make gets labeled, so everyone can tell who logged what. Both are per-space and changeable anytime, and the space's own name is not locked to whoever created it, since any member can rename it. Create a shared space has the walkthrough.

## Inviting someone in Anyone already in the space can bring someone new in, not just whoever created it. You share a one-time invite code, they join with it, and any member can approve or decline the request. It is one person at a time, one code or one pending request, up to 8 members. Once approved the space appears for them the next time they sign in, and from then on you are all working from the same picture instead of comparing notes afterward. See Invite someone to a shared space.

## Who can see it A shared space is private to its members and nobody else, Carlo included. Only people who have joined and been approved can see what is in it, because it is encrypted with a key that exists only on its members' devices, the same end-to-end encryption that protects your personal data. Nobody outside the space can read a word of it.

## Leaving a space You can leave whenever you want. Your access ends, but the entries you already made stay so the space's history remains accurate for everyone else, marked as a former member. A space only truly ends when the last person leaves, at which point leaving becomes Delete this space. See Leave a shared space.

## If you get a new phone A shared space comes back much like your personal data, with one difference: it has its own key that each device has to be granted. So seeing a space marked Locked on this device on a fresh phone is expected rather than a problem. If you have your 12-word recovery code, tap Recover on this device and you are back, with nobody else needed. If you do not have it handy, Ask a CoCarlo member sends a request another member can approve from their own app, and then you tap Try again. Recover a locked shared space covers both paths.

One more thing worth knowing before you need it: if you ever want to delete your Carlo account while you belong to shared spaces, Carlo guides you through it rather than refusing. Tapping Delete account shows each space with a Leave button, or Delete this space where you are the last member, and only continues once you have left them all. Your entries stay behind so each space's history stays accurate, and closing your account then removes your personal data.

Everyone in a shared space shares one honest view of the money they have in common, each entry clearly attributed, while every person's personal Carlo stays entirely their own.