How Bank Reminders work

Connect a bank and Carlo watches for money leaving your accounts. When something goes out, a reminder waits for you under More → Bank Reminders, asking what it was. You answer; Carlo records it. Carlo never records anything on its own — a reminder is a question, not an entry.

That is the whole idea. Carlo is not trying to be your bank statement. It notices the things you might forget to write down, and asks.

Reminders are for money leaving your account only. Deposits, refunds and transfers in are never turned into reminders. Carlo does not manage income, so there would be nothing to ask you about.

When you first connect a bank, Carlo looks at the last seven days and no further back. Your older transactions are safe with your bank; Carlo simply does not want to greet you with three months of questions on your first day. From then on, new activity appears as it happens.

You may see a reminder whose description looks like a deposit. Banks word things strangely, and "ACH Credit" often means the bank credited someone else, not you. Carlo goes by whether money actually left your account, not by what the description says.

Some reminders show the merchant's logo and others show a plain bank icon. That is only about whether your bank's data named a merchant Carlo recognizes. It makes no difference to the reminder itself.

Bank Reminders are available for banks in the United States. Support for other countries is not available yet.